Welcome to QV Credit!

Are you looking for an Instant Cash Loan in Singapore?

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QV Credit

Trusted, Licensed Moneylender in Singapore Since 2010.

Loans Served Daily
Happy Customers
Years of Experience

Why Choose QV Credit?

Are You In Need of Urgent Cash Money In Singapore?

If you are in need of fast, urgent cash in Singapore, we are the way to go. There are many instances in life when you might need fast cash, such as buying a new car, paying for your upcoming wedding, going overseas to study, or paying off hefty medical bills. Given how expensive it is to live in Singapore, it is completely understandable that you will not have enough money at hand to pay for certain things. Many bank loans will entail lengthy and complicated application processes with many terms and conditions and following that extremely long approval waiting times. We ensure that you will not waste such unnecessary time to get the much-needed cash.

Here at QV Credit, we take integrity very seriously. We do not have any hidden costs or charges; we will make very clear and ensure you fully understand any terms and conditions that come with the package before you sign the contract. No surprises, no sneaky fine print. At the end of the day, our priority is the client, and we want you to be as comfortable as possible with the agreement.

Here are some other reasons to choose us:

With a simple application form, you can immediately apply for a loan with us! No interviews and scheduling of appointments needed.
You will receive approval of your loan application within an hour. No more waiting for weeks of approval.
We do not determine your eligibility for a loan based on income levels. As long as you have a proof of income and steady employment, we will work out a plan best tailored for you.

Our competitive interest rates have ensured we can remain in this business. You may contact our team to get a quote.

Types of Loans We Offer

We offer a range of different loan types based on your needs. It doesn’t matter if you have a bad credit score, or low-income, whether you are looking to fund a wedding or get the finances to further studies overseas, QV Credit has a package perfect for you!

Here are the wide variety of loan services we offer:

Personal Loans

Need cash for a new car? Medical bills looking too high? Take up an unsecured personal loan with us today to tide over your financial crisis.

Payday Loans

Experiencing a shortage in cash just before your paycheck arrives? Take up our instant payday loan with us to last you till your next payday.

Foreigner Loans

Getting the foreigner loan you need isn’t as difficult as you might think it is. Our team of dedicated experts will help to break it all down simply for you.

Business Loans

Having financial difficulties with your company? We cater business loans to MNC and SME from all and any industries.

Housing Loans

Housing in Singapore is expensive, so take up a housing loan today with us and get your dream home.

Renovation Loans

Renovations are necessary, be it at home or your workplace, but they don’t come cheap. Our renovation loan plans will ensure your space looks good.

Wedding Loans

You deserve your dream wedding — horse, carriage and all. Our wedding plans are customised for every type of ceremony.

Fast, Urgent, Cash Loans

In an emergency that needs instant cash? Our fast, urgent cash loans were designed for speedy disbursement of money.

Bad Credit Loans

Having a bad credit score can make it difficult to obtain loans, but not with us. Apply for our bad credit loans no matter your credit score.

Installment Loans

Scheduled monthly payments, specific dates, and fixed interest rates will make your financial planning easier. Our installment loans can help you become a savvy borrower.

Short Term Loans

Emergencies crop up from time to time, and some extra cash is what you need. Our short term loans can fix that.

Debt Consolidation Loans

Being in debt is no joke. If you’re finding it hard to balance all your payments, try out debt consolidation loan plan.

What Are People Saying About QV Credit?

Their staff was polite and assisted me in my loan, smooth transaction and i practically could walk out with my cash within minutes!
Mr Shahadin Mhd
Bus Driver
I was greeted by helpful consultants and they offered me various loan packages to choose from! Very flexible!
Mr Francis Johnathan
Business Director
I had no clue how do i get a personal loan at all, but was given a detailed explanation by the counter staff. i am impressed by the service and smooth transaction that has taken place.
Ms Kellyn Chee
Sales Admin

Apply Your Easy Personal Loan Now!

Get An Instant In-Principle Approval And Collect Your Money On The Spot!

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Welcome To Visit Our Office Today!

Phone Number

  • 6100 8655

For other loan enquiries, please email us.

How to Locate QV Credit

  • Bus Services to Opposite Burlington Square 64 / 65 / 131 / 139 / 147 / 166 / 857
  • Near Fortune Centre 56 / 980
  • Downtown Line DT13 at Rochor MRT Station, Exit A one minute walk to Burlington Square
  • If from Novena MRT Station take Bus Services 56 / 131 / 166 / 980
QV Credit

About Us

QV Credit is a legal, recognised and licensed (License No.) moneylender here in Singapore. Since 2010, we have provided an extensive range of moneylending services for those in need of fast cash, with tailored loan packages for Singaporean residents, businesses and foreigners alike.

Our mission is to offer our clients fast access to emergency cash in times of financial difficulty. Our process is both convenient and hassle-free — no endless paperwork and long loan approval waiting times. Our clients are of upmost importance to us; hence we will ensure your loan transactions will go through smoothly and quickly, in order to tide over the difficult times. Our repayments are flexible too — we can cater to specific remuneration dates or agreed monthly installments.

QV Credit is monitored by the Registry of Moneylenders Singapore (Ministry of Law). Our packages and plans hence adhere to the policies and regulations set by the Moneylenders Act and Rules. You can expect fairness, convenience, transparency and quick responses from our friendly and experienced team.


Here are some of our Frequently Asked Questions that we get from most of our clients. Do take some time browsing through and we hope you may find the answers you are looking for!

You are able to apply your loan via our online loan application form that is easy to complete, or subsequently you may drop by our office at:

QV Credit Pte. Ltd.

175A Bencoolen Street
#11-08, Burlington Square
Singapore 189650
Phone: 6835 7666

QV Credit reserve all rights not to disclose any information with regards to any loan approvals.

Subjected to a case by case basis, we will try our best to customize a loan package according to your repayment ability.

Yes, we will grant you another loan provided you are eligible at time of application subjecting to The Moneylenders Act and its regulations.

Yes, we will grant you another loan provided you are eligible at time of application subjecting to The Moneylenders Act and its regulations.

By Default, payments are made through GIRO. You can also opt for bank transfer to our designated accounts or pay CASH at our office.

No, not only will there not be any additional fee incurred, there is even an interest rebate for full early repayment! The earlier you make your full early repayment the more interest you’ll save on!

YES, you should not be coerced or pressured to take out any loans if it is not what you are looking for in terms of any deplorable clauses or even personal reasons.

In order to take out any loans from us, you have to fulfill these requirements stated below:

  1. A Singapore Citizen or Permanent Resident of Singapore
  2. At least the age of 21 and above
  3. Must not be declared undischarged bankrupt nor any bankruptcy that is ongoing
  4. Permanently employed contributing monthly CPF
  5. Foreigners and Expats must have a Valid Work Permit or Valid Passport
  6. Self-Employed to have their Income Tax Assessment, ACRA, or Vocational License

Secured Loans:

  • No Restriction to any amounts

Unsecured Loans:

  • If your annual income is less than S$20,000 : Up to of S$3,000
  • If your annual income is S$20,000 or more but below S$30,000 : Up to 2X of your monthly income
  • If your annual income is S$30,000 or more but below S$120,000 : Up to 4X of your monthly income
  • If your annual income exceeds S$120,000 : Any amount that you need

  • Double check on the loaned amount to ensure that it is the correct amount
  • Make prompt repayments to avoid any late payment fees or interests imposed
  • Each time after a repayment is being made, ensure that you are being issued a dated and signed receipt if it is made in cash.
  • Check on your name, amount, date, on the correctness of every detail
  • Double check that you are being issued a statement of account for all loans at least every 6 months
  • Retain and file up all physical copy of proofs as documentation and evidence of payments.

* QV Credit reserves the rights to amend any of the Terms & Conditions without any Prior Notice.
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